Wednesday, December 29, 2021

Brandi and Vikki's 3rd Annual Blooper Reel


If you can't laugh at yourself (and your partner/mother/daughter combo) who can you laugh at?! We love to end the year with laughter and light heartedness! Wishing everyone a happy and healthy New Year full of love, friendship, kindness and laughter!


Vikki Crossland and Brandi Cook

Meybohm Real Estate


#thesearchisover #aikenhomesteam #meybohmrealestate #theplacetobe #annual #bloopersreel #vikkiandbrandi #weeklyvideo #laugh #giggle #fun #whysoserious #jokers #realestate #realtors #yourhomeyourlifestyleyourteam

Tuesday, December 28, 2021

Will Soft Inquiries Hurt Your Credit Score?

 


Soft inquiries, sometimes known as a soft credit check or a soft credit pull, do not impact your credit scores because they are not attached to a specific application for credit.  They can occur when a credit card issuer or mortgage lender checks a person's credit for preapproval purposes.

Examples of soft inquiries are when you check your own credit or one of your current creditors checks your credit.  If you are concerned about the negative impact on your score, specify to the lender that you want a "soft pull" to see if you qualify for preapproval.

Soft inquiries may appear on your credit report but should not adversely affect your credit score.

Consumers are entitled to one free copy from each major credit bureau, Experian, Equifax and TransUnion, once every twelve months available at AnnualCreditReport.com. 

Hard inquiries occur when a borrower makes a new application for credit.  These will impact your credit score and will remain on your credit report for about two years.  The impact is usually minimal and scores tend to rebound within a few months if no new negative information appears.

Borrowers may be concerned about multiple inquiries when they are shopping for rates or even approvals.  Scoring models have algorithms to account for this situation if the inquires take place in a 14 to 45-day period. 

Even a hard inquiry should not necessarily concern you and probably, will only play a minor role in your score.  Soft inquiries, regardless of how many you may have will not impact your score.

Working with a trusted mortgage professional and sharing your concerns in advance of the "hard pull" is valuable.  This mortgage professional may even be able to advise you on some things that could improve your credit score which may actually improve your score which could result in qualifying for a lower rate that could save thousands and possibly, tens of thousands of dollars over the life of your mortgage.

Your real estate professional can recommend a trusted mortgage professional to you.





Wednesday, December 22, 2021

Merry Christmas from the Aiken Homes Team!


We are thankful, grateful and full of love as we celebrate this Christmas season... all because of YOU! Wishing our friends, clients, colleagues and families a Merry & Bright Christmas and a Happy & Healthy New Year,

Cheers Y'all!


Brandi Cook and Vikki Crossland

Meybohm Real Estate


#thesearchisover #aikenhomesteam #meybohmrealestate #happyholidays #merrychristmas #happynewyear #celebrate #family #friends #clients #colleagues #realestate #heretohelp #cheers #csra #theplacetobe #weeklyvideo #vikkiandbrandi #tips #trends #homeowners #sellers #buyers #hollyjolly #yourhomeyourlifestyleyourteam

Thursday, December 16, 2021

What’s the Best BBQ places in Aiken, SC?

Check out the Top 3 BBQ places in Aiken, South Carolina. We recruited a true Aikenite, Ryan Cook, to give you the BBQ scoop in our area. What is your favorite BBQ place? http://www.aikenhomes.com/ #bbq #aiken #aikensc #bestbbq #aikenhomes #relocation #buyer #homeowner #visitaiken #aikensc #csra #bbqplaces #food #favoritebbq #realestate #meybohm #meybohmrealestate #theplacetobe Vikki Crossland and Brandi Cook Meybohm Real Estate

Wednesday, December 8, 2021

Zillow's Big Announcement: Aiken, SC Real Estate Market for Sellers & Bu...


Join Brandi this week as she discusses a big announcement Zillow made recently that has proven why hiring an experienced and local real estate agent is the way to buy and sell your property.

As always, we are here to help. Follow/like/subscribe to keep up with our weekly tips and trends for homeowners, sellers and buyers!

 

Vikki Crossland and Brandi Cook

Meybohm Real Estate

 

#thesearchisover #aikenhomesteam #meybohmrealestate #theplacetobe #vikkiandbrandi #weeklyvideo #themoreyouknow #humaninteraction #experience #localexperts #aikensc #csra #realestate #realtors #heretohelp #listingagents #buyersagents #teamworkmakesthedreamwork #flashback #realtipsandtrends #homeowners #sellers #buyers #realestatemarket #localmarket #yourhomeyourlifestyleyourteam


Wednesday, December 1, 2021

What’s Happening at Rose Hill Estate, Historic Aiken, SC


Join Vikki this week as she sits down with Elizabeth Hobbs, owner of Rose Hill Estate to discuss the happenings of this historic winter colony and how she has brought it back to life. Stick around as Vikki meets with "Cheffrey" in the kitchen and learn what goes into the two restaurants Rose Hill has to offer. What a mouth-watering experience!

 

Vikki Crossland and Brandi Cook

Meybohm Real Estate

 

Visit https://rosehillinaiken.com/ to learn more about upcoming events or if you would like to book an event.

 

#thesearchisover #aikenhomesteam #meybohmrealestate #theplacetobe #aikensc #rosehillestate #sheffields #thestables #letseat #gourmet #events #weddings #historic #downtownaiken #mouthwatering #realestate #themoreyouknow #teamworkmakesthedreamwork #market #weeklyvideo #brandiandvikki #realtipsandtrends #homeowners #sellers #buyers #community #yourhomeyourlifestyleyourteam